feat: add documents, goals, and referrals UI

- ClientDocuments tab with drag-and-drop upload, category filter, download/delete
- ClientGoals tab with progress bars, status badges, add/edit/complete
- ClientReferrals tab with given/received views, client search, status management
- Dashboard widgets: goals overview and referral leaderboard
- API client methods for all new endpoints

src/components/ClientDocuments.tsx

@@ -0,0 +1,203 @@
+import { useEffect, useState, useCallback } from 'react';
+import { api, type ClientDocument } from '@/lib/api';
+import { FileText, Upload, Trash2, Download, File, FileImage, FileSpreadsheet, Filter } from 'lucide-react';
+import { formatDate } from '@/lib/utils';
+
+const CATEGORIES = [
+  { value: '', label: 'All' },
+  { value: 'contract', label: 'Contract' },
+  { value: 'agreement', label: 'Agreement' },
+  { value: 'id', label: 'ID Copy' },
+  { value: 'statement', label: 'Statement' },
+  { value: 'correspondence', label: 'Correspondence' },
+  { value: 'other', label: 'Other' },
+];
+
+const categoryColors: Record<string, string> = {
+  contract: 'bg-blue-100 text-blue-700 dark:bg-blue-900/30 dark:text-blue-300',
+  agreement: 'bg-purple-100 text-purple-700 dark:bg-purple-900/30 dark:text-purple-300',
+  id: 'bg-amber-100 text-amber-700 dark:bg-amber-900/30 dark:text-amber-300',
+  statement: 'bg-green-100 text-green-700 dark:bg-green-900/30 dark:text-green-300',
+  correspondence: 'bg-pink-100 text-pink-700 dark:bg-pink-900/30 dark:text-pink-300',
+  other: 'bg-slate-100 text-slate-700 dark:bg-slate-700 dark:text-slate-300',
+};
+
+function fileIcon(mimeType: string) {
+  if (mimeType.startsWith('image/')) return <FileImage className="w-5 h-5 text-pink-500" />;
+  if (mimeType.includes('spreadsheet') || mimeType.includes('csv') || mimeType.includes('excel'))
+    return <FileSpreadsheet className="w-5 h-5 text-green-500" />;
+  if (mimeType.includes('pdf')) return <FileText className="w-5 h-5 text-red-500" />;
+  return <File className="w-5 h-5 text-slate-400" />;
+}
+
+function formatSize(bytes: number): string {
+  if (bytes < 1024) return `${bytes} B`;
+  if (bytes < 1024 * 1024) return `${(bytes / 1024).toFixed(1)} KB`;
+  return `${(bytes / (1024 * 1024)).toFixed(1)} MB`;
+}
+
+export default function ClientDocuments({ clientId }: { clientId: string }) {
+  const [documents, setDocuments] = useState<ClientDocument[]>([]);
+  const [loading, setLoading] = useState(true);
+  const [uploading, setUploading] = useState(false);
+  const [category, setCategory] = useState('');
+  const [dragOver, setDragOver] = useState(false);
+  const [uploadCategory, setUploadCategory] = useState('other');
+
+  const fetchDocs = useCallback(async () => {
+    try {
+      const docs = await api.getClientDocuments(clientId, category || undefined);
+      setDocuments(docs);
+    } catch {}
+    setLoading(false);
+  }, [clientId, category]);
+
+  useEffect(() => { fetchDocs(); }, [fetchDocs]);
+
+  const handleUpload = async (files: FileList | File[]) => {
+    setUploading(true);
+    try {
+      for (const file of Array.from(files)) {
+        await api.uploadDocument(clientId, file, { category: uploadCategory });
+      }
+      await fetchDocs();
+    } catch (e: any) {
+      alert(e.message || 'Upload failed');
+    }
+    setUploading(false);
+  };
+
+  const handleDrop = (e: React.DragEvent) => {
+    e.preventDefault();
+    setDragOver(false);
+    if (e.dataTransfer.files.length) handleUpload(e.dataTransfer.files);
+  };
+
+  const handleDelete = async (docId: string) => {
+    if (!confirm('Delete this document?')) return;
+    try {
+      await api.deleteDocument(docId);
+      setDocuments(prev => prev.filter(d => d.id !== docId));
+    } catch {}
+  };
+
+  const handleDownload = (docId: string, name: string) => {
+    const token = localStorage.getItem('network-auth-token');
+    const url = api.getDocumentDownloadUrl(docId);
+    // Use fetch with auth header then download
+    fetch(url, {
+      headers: token ? { Authorization: `Bearer ${token}` } : {},
+      credentials: 'include',
+    })
+      .then(r => r.blob())
+      .then(blob => {
+        const a = document.createElement('a');
+        a.href = URL.createObjectURL(blob);
+        a.download = name;
+        a.click();
+        URL.revokeObjectURL(a.href);
+      });
+  };
+
+  return (
+    <div className="space-y-4">
+      {/* Upload Area */}
+      <div
+        onDrop={handleDrop}
+        onDragOver={e => { e.preventDefault(); setDragOver(true); }}
+        onDragLeave={() => setDragOver(false)}
+        className={`border-2 border-dashed rounded-xl p-8 text-center transition-colors ${
+          dragOver
+            ? 'border-blue-400 bg-blue-50 dark:bg-blue-900/20'
+            : 'border-slate-300 dark:border-slate-600 hover:border-blue-300 dark:hover:border-blue-500'
+        }`}
+      >
+        <Upload className="w-8 h-8 mx-auto text-slate-400 mb-2" />
+        <p className="text-sm text-slate-600 dark:text-slate-300 mb-2">
+          {uploading ? 'Uploading...' : 'Drag & drop files here, or click to browse'}
+        </p>
+        <div className="flex items-center justify-center gap-3">
+          <select
+            value={uploadCategory}
+            onChange={e => setUploadCategory(e.target.value)}
+            className="text-xs px-2 py-1 border border-slate-300 dark:border-slate-600 rounded bg-white dark:bg-slate-800 text-slate-700 dark:text-slate-300"
+          >
+            {CATEGORIES.filter(c => c.value).map(c => (
+              <option key={c.value} value={c.value}>{c.label}</option>
+            ))}
+          </select>
+          <label className="cursor-pointer px-4 py-2 bg-blue-600 text-white text-sm rounded-lg hover:bg-blue-700 transition-colors">
+            Browse Files
+            <input
+              type="file"
+              multiple
+              className="hidden"
+              onChange={e => e.target.files && handleUpload(e.target.files)}
+              disabled={uploading}
+            />
+          </label>
+        </div>
+      </div>
+
+      {/* Category Filter */}
+      <div className="flex items-center gap-2">
+        <Filter className="w-4 h-4 text-slate-400" />
+        <div className="flex gap-1.5 flex-wrap">
+          {CATEGORIES.map(c => (
+            <button
+              key={c.value}
+              onClick={() => setCategory(c.value)}
+              className={`px-2.5 py-1 rounded-full text-xs font-medium transition-colors ${
+                category === c.value
+                  ? 'bg-blue-600 text-white'
+                  : 'bg-slate-100 dark:bg-slate-700 text-slate-600 dark:text-slate-300 hover:bg-slate-200 dark:hover:bg-slate-600'
+              }`}
+            >
+              {c.label}
+            </button>
+          ))}
+        </div>
+      </div>
+
+      {/* Document List */}
+      <div className="bg-white dark:bg-slate-800 border border-slate-200 dark:border-slate-700 rounded-xl divide-y divide-slate-100 dark:divide-slate-700">
+        {loading ? (
+          <p className="px-5 py-8 text-center text-sm text-slate-400">Loading...</p>
+        ) : documents.length === 0 ? (
+          <p className="px-5 py-8 text-center text-sm text-slate-400">No documents uploaded yet</p>
+        ) : (
+          documents.map(doc => (
+            <div key={doc.id} className="flex items-center gap-3 px-5 py-3">
+              {fileIcon(doc.mimeType)}
+              <div className="flex-1 min-w-0">
+                <p className="text-sm font-medium text-slate-900 dark:text-slate-100 truncate">{doc.name}</p>
+                <div className="flex items-center gap-2 mt-0.5">
+                  <span className={`px-1.5 py-0.5 rounded text-xs font-medium ${categoryColors[doc.category] || categoryColors.other}`}>
+                    {doc.category}
+                  </span>
+                  <span className="text-xs text-slate-400">{formatSize(doc.size)}</span>
+                  <span className="text-xs text-slate-400">{formatDate(doc.createdAt)}</span>
+                </div>
+                {doc.notes && <p className="text-xs text-slate-500 dark:text-slate-400 mt-0.5 truncate">{doc.notes}</p>}
+              </div>
+              <button
+                onClick={() => handleDownload(doc.id, doc.name)}
+                className="p-2 rounded-lg text-slate-400 hover:bg-slate-100 dark:hover:bg-slate-700 hover:text-blue-600 transition-colors"
+                title="Download"
+              >
+                <Download className="w-4 h-4" />
+              </button>
+              <button
+                onClick={() => handleDelete(doc.id)}
+                className="p-2 rounded-lg text-slate-400 hover:bg-red-50 dark:hover:bg-red-900/20 hover:text-red-600 transition-colors"
+                title="Delete"
+              >
+                <Trash2 className="w-4 h-4" />
+              </button>
+            </div>
+          ))
+        )}
+      </div>
+    </div>
+  );
+}

src/components/ClientGoals.tsx

@@ -0,0 +1,300 @@
+import { useEffect, useState, useCallback } from 'react';
+import { api, type ClientGoal, type ClientGoalCreate } from '@/lib/api';
+import { Target, Plus, Edit3, Trash2, CheckCircle2, AlertTriangle, Clock, TrendingUp } from 'lucide-react';
+import { formatDate } from '@/lib/utils';
+import Modal from './Modal';
+
+const CATEGORIES = ['retirement', 'investment', 'savings', 'insurance', 'estate', 'education', 'debt', 'other'];
+const STATUSES = ['on-track', 'at-risk', 'behind', 'completed'];
+const PRIORITIES = ['high', 'medium', 'low'];
+
+const statusConfig: Record<string, { icon: typeof CheckCircle2; color: string; bg: string }> = {
+  'on-track': { icon: CheckCircle2, color: 'text-emerald-600 dark:text-emerald-400', bg: 'bg-emerald-100 dark:bg-emerald-900/30' },
+  'at-risk': { icon: AlertTriangle, color: 'text-amber-600 dark:text-amber-400', bg: 'bg-amber-100 dark:bg-amber-900/30' },
+  'behind': { icon: Clock, color: 'text-red-600 dark:text-red-400', bg: 'bg-red-100 dark:bg-red-900/30' },
+  'completed': { icon: CheckCircle2, color: 'text-blue-600 dark:text-blue-400', bg: 'bg-blue-100 dark:bg-blue-900/30' },
+};
+
+const priorityColors: Record<string, string> = {
+  high: 'bg-red-100 text-red-700 dark:bg-red-900/30 dark:text-red-300',
+  medium: 'bg-amber-100 text-amber-700 dark:bg-amber-900/30 dark:text-amber-300',
+  low: 'bg-slate-100 text-slate-600 dark:bg-slate-700 dark:text-slate-300',
+};
+
+function formatCurrency(val: string | null): string {
+  if (!val) return '$0';
+  const n = parseFloat(val);
+  if (isNaN(n)) return '$0';
+  return new Intl.NumberFormat('en-US', { style: 'currency', currency: 'USD', maximumFractionDigits: 0 }).format(n);
+}
+
+function progressPercent(current: string | null, target: string | null): number {
+  const c = parseFloat(current || '0');
+  const t = parseFloat(target || '0');
+  if (t <= 0) return 0;
+  return Math.min(100, Math.round((c / t) * 100));
+}
+
+interface GoalFormData {
+  title: string;
+  description: string;
+  category: string;
+  targetAmount: string;
+  currentAmount: string;
+  targetDate: string;
+  status: string;
+  priority: string;
+}
+
+const emptyForm: GoalFormData = {
+  title: '', description: '', category: 'other',
+  targetAmount: '', currentAmount: '', targetDate: '',
+  status: 'on-track', priority: 'medium',
+};
+
+export default function ClientGoals({ clientId }: { clientId: string }) {
+  const [goals, setGoals] = useState<ClientGoal[]>([]);
+  const [loading, setLoading] = useState(true);
+  const [showForm, setShowForm] = useState(false);
+  const [editingGoal, setEditingGoal] = useState<ClientGoal | null>(null);
+  const [form, setForm] = useState<GoalFormData>(emptyForm);
+  const [saving, setSaving] = useState(false);
+
+  const fetchGoals = useCallback(async () => {
+    try {
+      const data = await api.getClientGoals(clientId);
+      setGoals(data);
+    } catch {}
+    setLoading(false);
+  }, [clientId]);
+
+  useEffect(() => { fetchGoals(); }, [fetchGoals]);
+
+  const openAdd = () => {
+    setEditingGoal(null);
+    setForm(emptyForm);
+    setShowForm(true);
+  };
+
+  const openEdit = (goal: ClientGoal) => {
+    setEditingGoal(goal);
+    setForm({
+      title: goal.title,
+      description: goal.description || '',
+      category: goal.category,
+      targetAmount: goal.targetAmount || '',
+      currentAmount: goal.currentAmount || '',
+      targetDate: goal.targetDate ? goal.targetDate.split('T')[0] : '',
+      status: goal.status,
+      priority: goal.priority,
+    });
+    setShowForm(true);
+  };
+
+  const handleSubmit = async (e: React.FormEvent) => {
+    e.preventDefault();
+    setSaving(true);
+    try {
+      const data: ClientGoalCreate = {
+        title: form.title,
+        description: form.description || undefined,
+        category: form.category,
+        targetAmount: form.targetAmount || undefined,
+        currentAmount: form.currentAmount || undefined,
+        targetDate: form.targetDate || undefined,
+        status: form.status,
+        priority: form.priority,
+      };
+      if (editingGoal) {
+        await api.updateGoal(editingGoal.id, data);
+      } else {
+        await api.createGoal(clientId, data);
+      }
+      setShowForm(false);
+      await fetchGoals();
+    } catch (e: any) {
+      alert(e.message || 'Failed to save goal');
+    }
+    setSaving(false);
+  };
+
+  const handleDelete = async (goalId: string) => {
+    if (!confirm('Delete this goal?')) return;
+    try {
+      await api.deleteGoal(goalId);
+      setGoals(prev => prev.filter(g => g.id !== goalId));
+    } catch {}
+  };
+
+  const handleMarkComplete = async (goal: ClientGoal) => {
+    try {
+      await api.updateGoal(goal.id, { status: 'completed', currentAmount: goal.targetAmount || undefined });
+      await fetchGoals();
+    } catch {}
+  };
+
+  return (
+    <div className="space-y-4">
+      <div className="flex items-center justify-between">
+        <h3 className="font-semibold text-slate-900 dark:text-slate-100 flex items-center gap-2">
+          <Target className="w-5 h-5 text-blue-500" />
+          Financial Goals
+        </h3>
+        <button
+          onClick={openAdd}
+          className="flex items-center gap-1.5 px-3 py-1.5 bg-blue-600 text-white text-sm rounded-lg hover:bg-blue-700 transition-colors"
+        >
+          <Plus className="w-4 h-4" />
+          Add Goal
+        </button>
+      </div>
+
+      {loading ? (
+        <p className="text-center text-sm text-slate-400 py-8">Loading...</p>
+      ) : goals.length === 0 ? (
+        <div className="bg-white dark:bg-slate-800 border border-slate-200 dark:border-slate-700 rounded-xl p-8 text-center">
+          <Target className="w-10 h-10 mx-auto text-slate-300 dark:text-slate-600 mb-3" />
+          <p className="text-sm text-slate-500 dark:text-slate-400">No goals set for this client yet</p>
+        </div>
+      ) : (
+        <div className="grid grid-cols-1 md:grid-cols-2 gap-4">
+          {goals.map(goal => {
+            const pct = progressPercent(goal.currentAmount, goal.targetAmount);
+            const cfg = statusConfig[goal.status] || statusConfig['on-track'];
+            const StatusIcon = cfg.icon;
+            return (
+              <div key={goal.id} className="bg-white dark:bg-slate-800 border border-slate-200 dark:border-slate-700 rounded-xl p-5 space-y-3">
+                <div className="flex items-start justify-between">
+                  <div className="flex-1 min-w-0">
+                    <div className="flex items-center gap-2 flex-wrap">
+                      <h4 className="font-semibold text-slate-900 dark:text-slate-100 text-sm">{goal.title}</h4>
+                      <span className={`px-1.5 py-0.5 rounded text-xs font-medium ${priorityColors[goal.priority] || priorityColors.medium}`}>
+                        {goal.priority}
+                      </span>
+                    </div>
+                    {goal.description && (
+                      <p className="text-xs text-slate-500 dark:text-slate-400 mt-1 line-clamp-2">{goal.description}</p>
+                    )}
+                  </div>
+                  <div className="flex gap-1 ml-2">
+                    {goal.status !== 'completed' && (
+                      <button onClick={() => handleMarkComplete(goal)} className="p-1.5 rounded text-slate-400 hover:text-emerald-500 transition-colors" title="Mark complete">
+                        <CheckCircle2 className="w-4 h-4" />
+                      </button>
+                    )}
+                    <button onClick={() => openEdit(goal)} className="p-1.5 rounded text-slate-400 hover:text-blue-500 transition-colors" title="Edit">
+                      <Edit3 className="w-4 h-4" />
+                    </button>
+                    <button onClick={() => handleDelete(goal.id)} className="p-1.5 rounded text-slate-400 hover:text-red-500 transition-colors" title="Delete">
+                      <Trash2 className="w-4 h-4" />
+                    </button>
+                  </div>
+                </div>
+
+                {/* Progress Bar */}
+                {goal.targetAmount && parseFloat(goal.targetAmount) > 0 && (
+                  <div>
+                    <div className="flex justify-between text-xs mb-1">
+                      <span className="text-slate-500 dark:text-slate-400">{formatCurrency(goal.currentAmount)} of {formatCurrency(goal.targetAmount)}</span>
+                      <span className="font-medium text-slate-700 dark:text-slate-300">{pct}%</span>
+                    </div>
+                    <div className="w-full h-2 bg-slate-100 dark:bg-slate-700 rounded-full overflow-hidden">
+                      <div
+                        className={`h-full rounded-full transition-all ${
+                          goal.status === 'completed' ? 'bg-blue-500' :
+                          goal.status === 'behind' ? 'bg-red-500' :
+                          goal.status === 'at-risk' ? 'bg-amber-500' : 'bg-emerald-500'
+                        }`}
+                        style={{ width: `${pct}%` }}
+                      />
+                    </div>
+                  </div>
+                )}
+
+                {/* Status & Category */}
+                <div className="flex items-center gap-2 text-xs flex-wrap">
+                  <span className={`inline-flex items-center gap-1 px-2 py-0.5 rounded-full ${cfg.bg} ${cfg.color} font-medium`}>
+                    <StatusIcon className="w-3 h-3" />
+                    {goal.status}
+                  </span>
+                  <span className="px-2 py-0.5 rounded-full bg-slate-100 dark:bg-slate-700 text-slate-600 dark:text-slate-300 font-medium">
+                    {goal.category}
+                  </span>
+                  {goal.targetDate && (
+                    <span className="text-slate-400">Target: {formatDate(goal.targetDate)}</span>
+                  )}
+                </div>
+              </div>
+            );
+          })}
+        </div>
+      )}
+
+      {/* Add/Edit Modal */}
+      <Modal isOpen={showForm} onClose={() => setShowForm(false)} title={editingGoal ? 'Edit Goal' : 'Add Goal'}>
+        <form onSubmit={handleSubmit} className="space-y-4">
+          <div>
+            <label className="block text-sm font-medium text-slate-700 dark:text-slate-300 mb-1">Title *</label>
+            <input type="text" value={form.title} onChange={e => setForm(f => ({ ...f, title: e.target.value }))} required
+              className="w-full px-3 py-2 border border-slate-300 dark:border-slate-600 rounded-lg bg-white dark:bg-slate-800 text-slate-900 dark:text-slate-100 text-sm" />
+          </div>
+          <div>
+            <label className="block text-sm font-medium text-slate-700 dark:text-slate-300 mb-1">Description</label>
+            <textarea value={form.description} onChange={e => setForm(f => ({ ...f, description: e.target.value }))} rows={2}
+              className="w-full px-3 py-2 border border-slate-300 dark:border-slate-600 rounded-lg bg-white dark:bg-slate-800 text-slate-900 dark:text-slate-100 text-sm" />
+          </div>
+          <div className="grid grid-cols-2 gap-4">
+            <div>
+              <label className="block text-sm font-medium text-slate-700 dark:text-slate-300 mb-1">Category</label>
+              <select value={form.category} onChange={e => setForm(f => ({ ...f, category: e.target.value }))}
+                className="w-full px-3 py-2 border border-slate-300 dark:border-slate-600 rounded-lg bg-white dark:bg-slate-800 text-slate-900 dark:text-slate-100 text-sm">
+                {CATEGORIES.map(c => <option key={c} value={c}>{c.charAt(0).toUpperCase() + c.slice(1)}</option>)}
+              </select>
+            </div>
+            <div>
+              <label className="block text-sm font-medium text-slate-700 dark:text-slate-300 mb-1">Priority</label>
+              <select value={form.priority} onChange={e => setForm(f => ({ ...f, priority: e.target.value }))}
+                className="w-full px-3 py-2 border border-slate-300 dark:border-slate-600 rounded-lg bg-white dark:bg-slate-800 text-slate-900 dark:text-slate-100 text-sm">
+                {PRIORITIES.map(p => <option key={p} value={p}>{p.charAt(0).toUpperCase() + p.slice(1)}</option>)}
+              </select>
+            </div>
+          </div>
+          <div className="grid grid-cols-2 gap-4">
+            <div>
+              <label className="block text-sm font-medium text-slate-700 dark:text-slate-300 mb-1">Target Amount</label>
+              <input type="number" step="0.01" value={form.targetAmount} onChange={e => setForm(f => ({ ...f, targetAmount: e.target.value }))} placeholder="0.00"
+                className="w-full px-3 py-2 border border-slate-300 dark:border-slate-600 rounded-lg bg-white dark:bg-slate-800 text-slate-900 dark:text-slate-100 text-sm" />
+            </div>
+            <div>
+              <label className="block text-sm font-medium text-slate-700 dark:text-slate-300 mb-1">Current Amount</label>
+              <input type="number" step="0.01" value={form.currentAmount} onChange={e => setForm(f => ({ ...f, currentAmount: e.target.value }))} placeholder="0.00"
+                className="w-full px-3 py-2 border border-slate-300 dark:border-slate-600 rounded-lg bg-white dark:bg-slate-800 text-slate-900 dark:text-slate-100 text-sm" />
+            </div>
+          </div>
+          <div className="grid grid-cols-2 gap-4">
+            <div>
+              <label className="block text-sm font-medium text-slate-700 dark:text-slate-300 mb-1">Target Date</label>
+              <input type="date" value={form.targetDate} onChange={e => setForm(f => ({ ...f, targetDate: e.target.value }))}
+                className="w-full px-3 py-2 border border-slate-300 dark:border-slate-600 rounded-lg bg-white dark:bg-slate-800 text-slate-900 dark:text-slate-100 text-sm" />
+            </div>
+            <div>
+              <label className="block text-sm font-medium text-slate-700 dark:text-slate-300 mb-1">Status</label>
+              <select value={form.status} onChange={e => setForm(f => ({ ...f, status: e.target.value }))}
+                className="w-full px-3 py-2 border border-slate-300 dark:border-slate-600 rounded-lg bg-white dark:bg-slate-800 text-slate-900 dark:text-slate-100 text-sm">
+                {STATUSES.map(s => <option key={s} value={s}>{s.split('-').map(w => w.charAt(0).toUpperCase() + w.slice(1)).join(' ')}</option>)}
+              </select>
+            </div>
+          </div>
+          <div className="flex justify-end gap-3 pt-2">
+            <button type="button" onClick={() => setShowForm(false)}
+              className="px-4 py-2 text-sm text-slate-600 dark:text-slate-300 hover:bg-slate-100 dark:hover:bg-slate-700 rounded-lg transition-colors">Cancel</button>
+            <button type="submit" disabled={saving}
+              className="px-4 py-2 bg-blue-600 text-white text-sm rounded-lg hover:bg-blue-700 disabled:opacity-50 transition-colors">
+              {saving ? 'Saving...' : editingGoal ? 'Update' : 'Create'}
+            </button>
+          </div>
+        </form>
+      </Modal>
+    </div>
+  );
+}

src/components/ClientReferrals.tsx

@@ -0,0 +1,252 @@
+import { useEffect, useState, useCallback } from 'react';
+import { api, type Referral, type ReferralCreate } from '@/lib/api';
+import type { Client } from '@/types';
+import { UserPlus, Plus, Trash2, ArrowRight, Edit3, Search } from 'lucide-react';
+import { formatDate } from '@/lib/utils';
+import Modal from './Modal';
+
+const STATUSES = ['pending', 'contacted', 'converted', 'lost'];
+const TYPES = ['client', 'partner', 'event'];
+
+const statusColors: Record<string, string> = {
+  pending: 'bg-amber-100 text-amber-700 dark:bg-amber-900/30 dark:text-amber-300',
+  contacted: 'bg-blue-100 text-blue-700 dark:bg-blue-900/30 dark:text-blue-300',
+  converted: 'bg-emerald-100 text-emerald-700 dark:bg-emerald-900/30 dark:text-emerald-300',
+  lost: 'bg-red-100 text-red-700 dark:bg-red-900/30 dark:text-red-300',
+};
+
+function formatCurrency(val: string | null): string {
+  if (!val) return '';
+  const n = parseFloat(val);
+  if (isNaN(n)) return '';
+  return new Intl.NumberFormat('en-US', { style: 'currency', currency: 'USD', maximumFractionDigits: 0 }).format(n);
+}
+
+export default function ClientReferrals({ clientId, clientName }: { clientId: string; clientName: string }) {
+  const [referrals, setReferrals] = useState<Referral[]>([]);
+  const [loading, setLoading] = useState(true);
+  const [showAdd, setShowAdd] = useState(false);
+  const [clients, setClients] = useState<Client[]>([]);
+  const [searchQuery, setSearchQuery] = useState('');
+  const [form, setForm] = useState({ referredId: '', type: 'client', notes: '', value: '', status: 'pending' });
+  const [saving, setSaving] = useState(false);
+
+  const fetchReferrals = useCallback(async () => {
+    try {
+      const data = await api.getClientReferrals(clientId);
+      setReferrals(data);
+    } catch {}
+    setLoading(false);
+  }, [clientId]);
+
+  useEffect(() => { fetchReferrals(); }, [fetchReferrals]);
+
+  const openAdd = async () => {
+    setForm({ referredId: '', type: 'client', notes: '', value: '', status: 'pending' });
+    setSearchQuery('');
+    try {
+      const allClients = await api.getClients();
+      setClients(allClients.filter((c: Client) => c.id !== clientId));
+    } catch {}
+    setShowAdd(true);
+  };
+
+  const handleSubmit = async (e: React.FormEvent) => {
+    e.preventDefault();
+    if (!form.referredId) { alert('Please select a referred client'); return; }
+    setSaving(true);
+    try {
+      const data: ReferralCreate = {
+        referredId: form.referredId,
+        type: form.type,
+        notes: form.notes || undefined,
+        value: form.value || undefined,
+        status: form.status,
+      };
+      await api.createReferral(clientId, data);
+      setShowAdd(false);
+      await fetchReferrals();
+    } catch (e: any) {
+      alert(e.message || 'Failed to create referral');
+    }
+    setSaving(false);
+  };
+
+  const handleUpdateStatus = async (refId: string, status: string) => {
+    try {
+      await api.updateReferral(refId, { status });
+      await fetchReferrals();
+    } catch {}
+  };
+
+  const handleDelete = async (refId: string) => {
+    if (!confirm('Delete this referral?')) return;
+    try {
+      await api.deleteReferral(refId);
+      setReferrals(prev => prev.filter(r => r.id !== refId));
+    } catch {}
+  };
+
+  const filteredClients = clients.filter(c => {
+    if (!searchQuery) return true;
+    const q = searchQuery.toLowerCase();
+    return `${c.firstName} ${c.lastName}`.toLowerCase().includes(q) ||
+      (c.email || '').toLowerCase().includes(q) ||
+      (c.company || '').toLowerCase().includes(q);
+  });
+
+  const given = referrals.filter(r => r.referrerId === clientId);
+  const received = referrals.filter(r => r.referredId === clientId);
+
+  return (
+    <div className="space-y-4">
+      <div className="flex items-center justify-between">
+        <h3 className="font-semibold text-slate-900 dark:text-slate-100 flex items-center gap-2">
+          <UserPlus className="w-5 h-5 text-indigo-500" />
+          Referrals
+        </h3>
+        <button onClick={openAdd}
+          className="flex items-center gap-1.5 px-3 py-1.5 bg-indigo-600 text-white text-sm rounded-lg hover:bg-indigo-700 transition-colors">
+          <Plus className="w-4 h-4" />
+          Add Referral
+        </button>
+      </div>
+
+      {/* Given Referrals */}
+      <div>
+        <h4 className="text-xs font-semibold uppercase text-slate-500 dark:text-slate-400 mb-2">
+          Referrals Given ({given.length})
+        </h4>
+        <div className="bg-white dark:bg-slate-800 border border-slate-200 dark:border-slate-700 rounded-xl divide-y divide-slate-100 dark:divide-slate-700">
+          {loading ? (
+            <p className="px-5 py-6 text-center text-sm text-slate-400">Loading...</p>
+          ) : given.length === 0 ? (
+            <p className="px-5 py-6 text-center text-sm text-slate-400">No referrals given yet</p>
+          ) : (
+            given.map(ref => (
+              <div key={ref.id} className="flex items-center gap-3 px-5 py-3">
+                <div className="flex items-center gap-2 flex-1 min-w-0">
+                  <span className="text-sm font-medium text-slate-900 dark:text-slate-100 truncate">
+                    {ref.referrer.firstName} {ref.referrer.lastName}
+                  </span>
+                  <ArrowRight className="w-4 h-4 text-slate-400 flex-shrink-0" />
+                  <span className="text-sm font-medium text-blue-600 dark:text-blue-400 truncate">
+                    {ref.referred.firstName} {ref.referred.lastName}
+                  </span>
+                </div>
+                {ref.value && (
+                  <span className="text-xs font-medium text-emerald-600 dark:text-emerald-400">{formatCurrency(ref.value)}</span>
+                )}
+                <select
+                  value={ref.status}
+                  onChange={e => handleUpdateStatus(ref.id, e.target.value)}
+                  className={`px-2 py-0.5 rounded text-xs font-medium border-0 ${statusColors[ref.status] || statusColors.pending}`}
+                >
+                  {STATUSES.map(s => <option key={s} value={s}>{s.charAt(0).toUpperCase() + s.slice(1)}</option>)}
+                </select>
+                <span className="text-xs text-slate-400">{formatDate(ref.createdAt)}</span>
+                <button onClick={() => handleDelete(ref.id)} className="p-1.5 rounded text-slate-400 hover:text-red-500 transition-colors">
+                  <Trash2 className="w-4 h-4" />
+                </button>
+              </div>
+            ))
+          )}
+        </div>
+      </div>
+
+      {/* Received Referrals */}
+      {received.length > 0 && (
+        <div>
+          <h4 className="text-xs font-semibold uppercase text-slate-500 dark:text-slate-400 mb-2">
+            Referred By ({received.length})
+          </h4>
+          <div className="bg-white dark:bg-slate-800 border border-slate-200 dark:border-slate-700 rounded-xl divide-y divide-slate-100 dark:divide-slate-700">
+            {received.map(ref => (
+              <div key={ref.id} className="flex items-center gap-3 px-5 py-3">
+                <div className="flex items-center gap-2 flex-1 min-w-0">
+                  <span className="text-sm font-medium text-blue-600 dark:text-blue-400 truncate">
+                    {ref.referrer.firstName} {ref.referrer.lastName}
+                  </span>
+                  <ArrowRight className="w-4 h-4 text-slate-400 flex-shrink-0" />
+                  <span className="text-sm font-medium text-slate-900 dark:text-slate-100 truncate">
+                    {ref.referred.firstName} {ref.referred.lastName}
+                  </span>
+                </div>
+                <span className={`px-2 py-0.5 rounded text-xs font-medium ${statusColors[ref.status] || statusColors.pending}`}>
+                  {ref.status}
+                </span>
+                <span className="text-xs text-slate-400">{formatDate(ref.createdAt)}</span>
+              </div>
+            ))}
+          </div>
+        </div>
+      )}
+
+      {/* Add Referral Modal */}
+      <Modal isOpen={showAdd} onClose={() => setShowAdd(false)} title="Add Referral">
+        <form onSubmit={handleSubmit} className="space-y-4">
+          <div>
+            <label className="block text-sm font-medium text-slate-700 dark:text-slate-300 mb-1">
+              Referring: <span className="font-bold">{clientName}</span> → Select who they referred:
+            </label>
+            <div className="relative">
+              <Search className="absolute left-3 top-2.5 w-4 h-4 text-slate-400" />
+              <input
+                type="text"
+                value={searchQuery}
+                onChange={e => setSearchQuery(e.target.value)}
+                placeholder="Search clients..."
+                className="w-full pl-9 pr-3 py-2 border border-slate-300 dark:border-slate-600 rounded-lg bg-white dark:bg-slate-800 text-slate-900 dark:text-slate-100 text-sm"
+              />
+            </div>
+            <div className="mt-2 max-h-40 overflow-y-auto border border-slate-200 dark:border-slate-600 rounded-lg">
+              {filteredClients.slice(0, 20).map(c => (
+                <button
+                  key={c.id}
+                  type="button"
+                  onClick={() => setForm(f => ({ ...f, referredId: c.id }))}
+                  className={`w-full text-left px-3 py-2 text-sm hover:bg-slate-50 dark:hover:bg-slate-700 transition-colors ${
+                    form.referredId === c.id ? 'bg-blue-50 dark:bg-blue-900/30 text-blue-700 dark:text-blue-300' : 'text-slate-900 dark:text-slate-100'
+                  }`}
+                >
+                  {c.firstName} {c.lastName}
+                  {c.company && <span className="text-xs text-slate-400 ml-2">({c.company})</span>}
+                </button>
+              ))}
+              {filteredClients.length === 0 && (
+                <p className="px-3 py-2 text-sm text-slate-400">No matching clients</p>
+              )}
+            </div>
+          </div>
+          <div className="grid grid-cols-2 gap-4">
+            <div>
+              <label className="block text-sm font-medium text-slate-700 dark:text-slate-300 mb-1">Type</label>
+              <select value={form.type} onChange={e => setForm(f => ({ ...f, type: e.target.value }))}
+                className="w-full px-3 py-2 border border-slate-300 dark:border-slate-600 rounded-lg bg-white dark:bg-slate-800 text-slate-900 dark:text-slate-100 text-sm">
+                {TYPES.map(t => <option key={t} value={t}>{t.charAt(0).toUpperCase() + t.slice(1)}</option>)}
+              </select>
+            </div>
+            <div>
+              <label className="block text-sm font-medium text-slate-700 dark:text-slate-300 mb-1">Est. Value</label>
+              <input type="number" step="0.01" value={form.value} onChange={e => setForm(f => ({ ...f, value: e.target.value }))} placeholder="0.00"
+                className="w-full px-3 py-2 border border-slate-300 dark:border-slate-600 rounded-lg bg-white dark:bg-slate-800 text-slate-900 dark:text-slate-100 text-sm" />
+            </div>
+          </div>
+          <div>
+            <label className="block text-sm font-medium text-slate-700 dark:text-slate-300 mb-1">Notes</label>
+            <textarea value={form.notes} onChange={e => setForm(f => ({ ...f, notes: e.target.value }))} rows={2}
+              className="w-full px-3 py-2 border border-slate-300 dark:border-slate-600 rounded-lg bg-white dark:bg-slate-800 text-slate-900 dark:text-slate-100 text-sm" />
+          </div>
+          <div className="flex justify-end gap-3 pt-2">
+            <button type="button" onClick={() => setShowAdd(false)}
+              className="px-4 py-2 text-sm text-slate-600 dark:text-slate-300 hover:bg-slate-100 dark:hover:bg-slate-700 rounded-lg transition-colors">Cancel</button>
+            <button type="submit" disabled={saving || !form.referredId}
+              className="px-4 py-2 bg-indigo-600 text-white text-sm rounded-lg hover:bg-indigo-700 disabled:opacity-50 transition-colors">
+              {saving ? 'Creating...' : 'Create Referral'}
+            </button>
+          </div>
+        </form>
+      </Modal>
+    </div>
+  );
+}

src/lib/api.ts

@@ -768,6 +768,100 @@ class ApiClient {
     window.URL.revokeObjectURL(url);
   }
 
+  // ---- Client Documents ----
+  async getClientDocuments(clientId: string, category?: string): Promise<ClientDocument[]> {
+    const params = category ? `?category=${encodeURIComponent(category)}` : '';
+    return this.fetch(`/clients/${clientId}/documents${params}`);
+  }
+
+  async uploadDocument(clientId: string, file: File, opts?: { name?: string; category?: string; notes?: string }): Promise<ClientDocument> {
+    const formData = new FormData();
+    formData.append('file', file);
+    if (opts?.name) formData.append('name', opts.name);
+    if (opts?.category) formData.append('category', opts.category);
+    if (opts?.notes) formData.append('notes', opts.notes);
+
+    const token = this.getToken();
+    const headers: HeadersInit = token ? { Authorization: `Bearer ${token}` } : {};
+    const response = await fetch(`${API_BASE}/clients/${clientId}/documents`, {
+      method: 'POST',
+      headers,
+      body: formData,
+      credentials: 'include',
+    });
+    if (!response.ok) {
+      const error = await response.json().catch(() => ({ error: 'Upload failed' }));
+      throw new Error(error.error || 'Upload failed');
+    }
+    return response.json();
+  }
+
+  async deleteDocument(documentId: string): Promise<void> {
+    await this.fetch(`/documents/${documentId}`, { method: 'DELETE' });
+  }
+
+  getDocumentDownloadUrl(documentId: string): string {
+    return `${API_BASE}/documents/${documentId}/download`;
+  }
+
+  async getDocumentCount(clientId: string): Promise<{ count: number }> {
+    return this.fetch(`/clients/${clientId}/documents/count`);
+  }
+
+  // ---- Client Goals ----
+  async getClientGoals(clientId: string): Promise<ClientGoal[]> {
+    return this.fetch(`/clients/${clientId}/goals`);
+  }
+
+  async createGoal(clientId: string, data: ClientGoalCreate): Promise<ClientGoal> {
+    return this.fetch(`/clients/${clientId}/goals`, {
+      method: 'POST',
+      body: JSON.stringify(data),
+    });
+  }
+
+  async updateGoal(goalId: string, data: Partial<ClientGoalCreate>): Promise<ClientGoal> {
+    return this.fetch(`/goals/${goalId}`, {
+      method: 'PUT',
+      body: JSON.stringify(data),
+    });
+  }
+
+  async deleteGoal(goalId: string): Promise<void> {
+    await this.fetch(`/goals/${goalId}`, { method: 'DELETE' });
+  }
+
+  async getGoalsOverview(): Promise<GoalsOverview> {
+    return this.fetch('/goals/overview');
+  }
+
+  // ---- Referrals ----
+  async getClientReferrals(clientId: string): Promise<Referral[]> {
+    return this.fetch(`/clients/${clientId}/referrals`);
+  }
+
+  async createReferral(clientId: string, data: ReferralCreate): Promise<Referral> {
+    return this.fetch(`/clients/${clientId}/referrals`, {
+      method: 'POST',
+      body: JSON.stringify(data),
+    });
+  }
+
+  async updateReferral(referralId: string, data: Partial<ReferralCreate>): Promise<Referral> {
+    return this.fetch(`/referrals/${referralId}`, {
+      method: 'PUT',
+      body: JSON.stringify(data),
+    });
+  }
+
+  async deleteReferral(referralId: string): Promise<void> {
+    await this.fetch(`/referrals/${referralId}`, { method: 'DELETE' });
+  }
+
+  async getReferralStats(): Promise<ReferralStats> {
+    return this.fetch('/referrals/stats');
+  }
+
   // ---- Engagement Scoring ----
 
   async getEngagementScores(): Promise<EngagementResponse> {
@@ -899,4 +993,84 @@ export interface ExportSummary {
   exportFormats: string[];
 }
 
+export interface ClientDocument {
+  id: string;
+  clientId: string;
+  userId: string;
+  name: string;
+  filename: string;
+  mimeType: string;
+  size: number;
+  category: string;
+  path: string;
+  notes: string | null;
+  createdAt: string;
+}
+
+export interface ClientGoal {
+  id: string;
+  clientId: string;
+  userId: string;
+  title: string;
+  description: string | null;
+  category: string;
+  targetAmount: string | null;
+  currentAmount: string | null;
+  targetDate: string | null;
+  status: string;
+  priority: string;
+  createdAt: string;
+  updatedAt: string;
+}
+
+export interface ClientGoalCreate {
+  title: string;
+  description?: string;
+  category?: string;
+  targetAmount?: string;
+  currentAmount?: string;
+  targetDate?: string;
+  status?: string;
+  priority?: string;
+}
+
+export interface GoalsOverview {
+  total: number;
+  byStatus: Record<string, number>;
+  atRiskGoals: Array<ClientGoal & { clientFirstName: string; clientLastName: string }>;
+  highPriorityGoals: Array<ClientGoal & { clientFirstName: string; clientLastName: string }>;
+}
+
+export interface Referral {
+  id: string;
+  referrerId: string;
+  referredId: string;
+  type: string;
+  notes: string | null;
+  status: string;
+  value: string | null;
+  createdAt: string;
+  updatedAt: string;
+  referrer: { id: string; firstName: string; lastName: string };
+  referred: { id: string; firstName: string; lastName: string };
+}
+
+export interface ReferralCreate {
+  referredId: string;
+  type?: string;
+  notes?: string;
+  status?: string;
+  value?: string;
+}
+
+export interface ReferralStats {
+  total: number;
+  converted: number;
+  conversionRate: number;
+  totalValue: number;
+  convertedValue: number;
+  byStatus: Record<string, number>;
+  topReferrers: Array<{ id: string; name: string; count: number; convertedCount: number }>;
+}
+
 export const api = new ApiClient();

src/pages/ClientDetailPage.tsx

@@ -7,6 +7,7 @@ import {
   ArrowLeft, Edit3, Trash2, Phone, Mail, MapPin, Building2,
   Briefcase, Gift, Heart, Star, Users, Calendar, Send,
   CheckCircle2, Sparkles, Clock, Activity, FileText, UserPlus, RefreshCw,
+  Paperclip, Target,
 } from 'lucide-react';
 import { usePinnedClients } from '@/hooks/usePinnedClients';
 import { cn, formatDate, getRelativeTime, getInitials } from '@/lib/utils';
@@ -20,6 +21,9 @@ import LogInteractionModal from '@/components/LogInteractionModal';
 import MeetingPrepModal from '@/components/MeetingPrepModal';
 import EngagementBadge from '@/components/EngagementBadge';
 import DuplicatesModal from '@/components/DuplicatesModal';
+import ClientDocuments from '@/components/ClientDocuments';
+import ClientGoals from '@/components/ClientGoals';
+import ClientReferrals from '@/components/ClientReferrals';
 import type { Interaction } from '@/types';
 
 export default function ClientDetailPage() {
@@ -29,7 +33,7 @@ export default function ClientDetailPage() {
   const [events, setEvents] = useState<Event[]>([]);
   const [emails, setEmails] = useState<Email[]>([]);
   const [activities, setActivities] = useState<ActivityItem[]>([]);
-  const [activeTab, setActiveTab] = useState<'info' | 'notes' | 'activity' | 'events' | 'emails'>('info');
+  const [activeTab, setActiveTab] = useState<'info' | 'notes' | 'activity' | 'events' | 'emails' | 'documents' | 'goals' | 'referrals'>('info');
   const [, setInteractions] = useState<Interaction[]>([]);
   const [showEdit, setShowEdit] = useState(false);
   const [showCompose, setShowCompose] = useState(false);
@@ -76,6 +80,9 @@ export default function ClientDetailPage() {
   const tabs: { key: typeof activeTab; label: string; count?: number; icon: typeof Users }[] = [
     { key: 'info', label: 'Info', icon: Users },
     { key: 'notes', label: 'Notes', icon: FileText },
+    { key: 'documents', label: 'Documents', icon: Paperclip },
+    { key: 'goals', label: 'Goals', icon: Target },
+    { key: 'referrals', label: 'Referrals', icon: UserPlus },
     { key: 'activity', label: 'Timeline', count: activities.length, icon: Activity },
     { key: 'events', label: 'Events', count: events.length, icon: Calendar },
     { key: 'emails', label: 'Emails', count: emails.length, icon: Mail },
@@ -277,6 +284,18 @@ export default function ClientDetailPage() {
         <ClientNotes clientId={client.id} />
       )}
 
+      {activeTab === 'documents' && (
+        <ClientDocuments clientId={client.id} />
+      )}
+
+      {activeTab === 'goals' && (
+        <ClientGoals clientId={client.id} />
+      )}
+
+      {activeTab === 'referrals' && (
+        <ClientReferrals clientId={client.id} clientName={`${client.firstName} ${client.lastName}`} />
+      )}
+
       {activeTab === 'activity' && (
         <div className="bg-white dark:bg-slate-800 border border-slate-200 dark:border-slate-700 rounded-xl">
           {activities.length === 0 ? (

src/pages/DashboardPage.tsx

@@ -3,7 +3,8 @@ import { Link } from 'react-router-dom';
 import { api } from '@/lib/api';
 import type { Client, Event, Email, InsightsData } from '@/types';
 import type { Interaction } from '@/types';
-import { Users, Calendar, Mail, Plus, ArrowRight, Gift, Heart, Clock, AlertTriangle, Sparkles, PhoneForwarded, Star, Phone, FileText, MoreHorizontal } from 'lucide-react';
+import type { GoalsOverview, ReferralStats } from '@/lib/api';
+import { Users, Calendar, Mail, Plus, ArrowRight, Gift, Heart, Clock, AlertTriangle, Sparkles, PhoneForwarded, Star, Phone, FileText, MoreHorizontal, Target, UserPlus, TrendingUp } from 'lucide-react';
 import { formatDate, getDaysUntil, getInitials } from '@/lib/utils';
 import { EventTypeBadge } from '@/components/Badge';
 import { PageLoader } from '@/components/LoadingSpinner';
@@ -15,6 +16,8 @@ export default function DashboardPage() {
   const [emails, setEmails] = useState<Email[]>([]);
   const [insights, setInsights] = useState<InsightsData | null>(null);
   const [recentInteractions, setRecentInteractions] = useState<Interaction[]>([]);
+  const [goalsOverview, setGoalsOverview] = useState<GoalsOverview | null>(null);
+  const [referralStats, setReferralStats] = useState<ReferralStats | null>(null);
   const [loading, setLoading] = useState(true);
   const { pinnedIds, togglePin, isPinned } = usePinnedClients();
 
@@ -25,12 +28,16 @@ export default function DashboardPage() {
       api.getEmails({ status: 'draft' }).catch(() => []),
       api.getInsights().catch(() => null),
       api.getRecentInteractions(5).catch(() => []),
-    ]).then(([c, e, em, ins, ri]) => {
+      api.getGoalsOverview().catch(() => null),
+      api.getReferralStats().catch(() => null),
+    ]).then(([c, e, em, ins, ri, go, rs]) => {
       setClients(c);
       setEvents(e);
       setEmails(em);
       setInsights(ins as InsightsData | null);
       setRecentInteractions(ri as Interaction[]);
+      setGoalsOverview(go as GoalsOverview | null);
+      setReferralStats(rs as ReferralStats | null);
       setLoading(false);
     });
   }, []);
@@ -296,6 +303,108 @@ export default function DashboardPage() {
         </div>
       </div>
 
+      {/* Goals & Referrals Widgets */}
+      <div className="grid grid-cols-1 lg:grid-cols-2 gap-6">
+        {/* Goals Summary */}
+        {goalsOverview && goalsOverview.total > 0 && (
+          <div className="bg-white dark:bg-slate-800 border border-slate-200 dark:border-slate-700 rounded-xl">
+            <div className="flex items-center gap-2 px-5 py-4 border-b border-slate-100 dark:border-slate-700">
+              <Target className="w-4 h-4 text-blue-500" />
+              <h2 className="font-semibold text-slate-900 dark:text-slate-100">Goals Overview</h2>
+            </div>
+            <div className="p-5 space-y-4">
+              <div className="grid grid-cols-4 gap-3 text-center">
+                <div>
+                  <p className="text-lg font-bold text-emerald-600 dark:text-emerald-400">{goalsOverview.byStatus['on-track'] || 0}</p>
+                  <p className="text-xs text-slate-500 dark:text-slate-400">On Track</p>
+                </div>
+                <div>
+                  <p className="text-lg font-bold text-amber-600 dark:text-amber-400">{goalsOverview.byStatus['at-risk'] || 0}</p>
+                  <p className="text-xs text-slate-500 dark:text-slate-400">At Risk</p>
+                </div>
+                <div>
+                  <p className="text-lg font-bold text-red-600 dark:text-red-400">{goalsOverview.byStatus['behind'] || 0}</p>
+                  <p className="text-xs text-slate-500 dark:text-slate-400">Behind</p>
+                </div>
+                <div>
+                  <p className="text-lg font-bold text-blue-600 dark:text-blue-400">{goalsOverview.byStatus['completed'] || 0}</p>
+                  <p className="text-xs text-slate-500 dark:text-slate-400">Completed</p>
+                </div>
+              </div>
+              {goalsOverview.atRiskGoals.length > 0 && (
+                <div>
+                  <p className="text-xs font-semibold uppercase text-amber-600 dark:text-amber-400 mb-2 flex items-center gap-1">
+                    <AlertTriangle className="w-3 h-3" /> Needs Attention
+                  </p>
+                  <div className="space-y-2">
+                    {goalsOverview.atRiskGoals.slice(0, 3).map(g => (
+                      <Link key={g.id} to={`/clients/${g.clientId}`} className="flex items-center gap-2 group">
+                        <div className="w-6 h-6 bg-amber-100 dark:bg-amber-900/50 text-amber-700 dark:text-amber-300 rounded-full flex items-center justify-center text-xs font-bold flex-shrink-0">!</div>
+                        <div className="min-w-0">
+                          <p className="text-xs font-medium text-slate-700 dark:text-slate-300 truncate group-hover:text-blue-600 dark:group-hover:text-blue-400">
+                            {g.title}
+                          </p>
+                          <p className="text-xs text-slate-400">{g.clientFirstName} {g.clientLastName} · {g.status}</p>
+                        </div>
+                      </Link>
+                    ))}
+                  </div>
+                </div>
+              )}
+            </div>
+          </div>
+        )}
+
+        {/* Referral Leaderboard */}
+        {referralStats && referralStats.total > 0 && (
+          <div className="bg-white dark:bg-slate-800 border border-slate-200 dark:border-slate-700 rounded-xl">
+            <div className="flex items-center gap-2 px-5 py-4 border-b border-slate-100 dark:border-slate-700">
+              <UserPlus className="w-4 h-4 text-indigo-500" />
+              <h2 className="font-semibold text-slate-900 dark:text-slate-100">Referral Stats</h2>
+            </div>
+            <div className="p-5 space-y-4">
+              <div className="grid grid-cols-3 gap-3 text-center">
+                <div>
+                  <p className="text-lg font-bold text-slate-900 dark:text-slate-100">{referralStats.total}</p>
+                  <p className="text-xs text-slate-500 dark:text-slate-400">Total</p>
+                </div>
+                <div>
+                  <p className="text-lg font-bold text-emerald-600 dark:text-emerald-400">{referralStats.conversionRate}%</p>
+                  <p className="text-xs text-slate-500 dark:text-slate-400">Conversion</p>
+                </div>
+                <div>
+                  <p className="text-lg font-bold text-indigo-600 dark:text-indigo-400">
+                    {referralStats.convertedValue > 0 ? `$${Math.round(referralStats.convertedValue / 1000)}k` : '$0'}
+                  </p>
+                  <p className="text-xs text-slate-500 dark:text-slate-400">Value</p>
+                </div>
+              </div>
+              {referralStats.topReferrers.length > 0 && (
+                <div>
+                  <p className="text-xs font-semibold uppercase text-indigo-600 dark:text-indigo-400 mb-2 flex items-center gap-1">
+                    <TrendingUp className="w-3 h-3" /> Top Referrers
+                  </p>
+                  <div className="space-y-2">
+                    {referralStats.topReferrers.slice(0, 5).map((r, i) => (
+                      <Link key={r.id} to={`/clients/${r.id}`} className="flex items-center gap-2 group">
+                        <span className="w-5 text-xs font-bold text-slate-400 text-right">#{i + 1}</span>
+                        <div className="flex-1 min-w-0">
+                          <p className="text-xs font-medium text-slate-700 dark:text-slate-300 truncate group-hover:text-blue-600 dark:group-hover:text-blue-400">{r.name}</p>
+                        </div>
+                        <span className="text-xs text-slate-500 dark:text-slate-400">{r.count} referral{r.count !== 1 ? 's' : ''}</span>
+                        {r.convertedCount > 0 && (
+                          <span className="text-xs text-emerald-600 dark:text-emerald-400">({r.convertedCount} converted)</span>
+                        )}
+                      </Link>
+                    ))}
+                  </div>
+                </div>
+              )}
+            </div>
+          </div>
+        )}
+      </div>
+
       <div className="grid grid-cols-1 gap-6">
         {/* Recent Clients */}
         <div className="bg-white dark:bg-slate-800 border border-slate-200 dark:border-slate-700 rounded-xl">